Should I talk to the Insurance company before I talk to a lawyer?
Talk to a lawyer first. I can confidently assure you that you will spend a lot less time getting a representative on the phone to answer questions about your claim than the time you will spend opening a claim with the Insurance company. More importantly, you should be wary when talking to insurance companies because like any business, they are driven by profit. The more they can undervalue your injuries, the less money they will pay on your claim, which means more profit for them. This can happen from the first call. The Insurance representative asks you about your injuries immediately after the accident, and you only mention the few body parts, for instance your neck and back. Over the next several days your injuries worsen, and more body parts hurt, such as your shoulders, or you feel tingling sensations in your arms, or burning sensation in your legs. When you seek compensation from the insurance you should receive fair compensation for all the injuries you suffered, right? Well, the insurance company may refuse to compensate you for injuries that appeared later because they have a recorded phone call in which you only complained of pain in your neck and back. It sounds ridiculous, but this is the game insurance companies play in the hope of getting you to take less than what you deserve. Should you already find yourself in this position, contact my firm. We’ll fight to get you compensated for all of the injuries you suffered.