Benjamin Roberts | Mar 25 2019 05:24

Car Accidents in Houston: What Injured Drivers Should Know

Houston's freeways, feeder roads, and busy intersections see serious crashes every day. Most are preventable: a driver was distracted, speeding, impaired, following too closely, or failed to yield. If another driver caused your crash, Texas law generally allows you to seek compensation from that driver and his or her liability insurance company.

What compensation can cover

  • Past and future medical expenses
  • Lost wages and reduced earning capacity
  • Physical pain and mental anguish
  • Physical impairment and disfigurement
  • Damage to your vehicle and other property

How fault affects your recovery

Texas follows a proportionate responsibility rule. If you are found partly at fault, your recovery is reduced by your percentage of responsibility, and you cannot recover if you are more than 50 percent responsible. Insurance adjusters often use this rule to argue that an injured driver shares the blame, so early evidence matters.

Deadlines to keep in mind

Most Texas personal injury lawsuits must be filed within two years of the crash. If a city, county, or other government vehicle was involved, written notice of the claim may be required much sooner, sometimes within six months or less. Read more in our guide to the Texas personal injury statute of limitations.

Steps that protect your claim

  • Get medical care right away and follow your doctor's treatment plan.
  • Photograph the vehicles, the scene, and your injuries.
  • Get the names and contact information of witnesses.
  • Request the Texas Peace Officer's Crash Report (Form CR-3).
  • Be careful with the other driver's insurance company. You are not required to give it a recorded statement.

For a fuller checklist, see what to do after a car accident in Houston.

Talk with a Houston car accident lawyer

Our attorneys used to work for insurance companies, so we know how adjusters evaluate and discount claims. If you were hurt in a crash, our Houston car accident lawyers can review your case in a free consultation. Call (713) 609-1898.